This week I read an online article about the government’s sequestration affect on government jobs. If you recall, our elected officials, being unable to find a way to cut government spending, chose to let a sequestration method make automatic cuts. That started on April 1, 2013.
Are you not amazed at how fast this year is passing us by? It seems like yesterday that you finalized those goals you set for this new year. Now, getting closer to the halfway mark, have you slowed down to assess how are you progressing? What has changed? You know, […]
It has been a long winter for all of us and it seems as if it is finally becoming spring. In just a few weeks the children will be emptying the classroom and America will be in vacation mode. Hopefully, you are planning some time off. Whether a vacation or […]
Too many that I meet want to find blame or the fault with what someone else has done or not done with their personal finances. With that approach, you are always looking to blame someone, some opportunity, some thing and you always stay in the blame mode. We all make […]
This morning I had to run an errand to the bank down the street. While a little nippy, it was a gorgeous day and I decided to walk the half mile instead of hopping in the vehicle. On the way back, I made the decision to come in the back […]
Credit reporting agencies regularly share information of people with "acceptable" credit with companies who will make "offers" to you for more debt. This pre-screen allows them to send you offers and, as many find out, they are simply offers and no guarantee of credit.
Recently I read three articles (Wall Street Journal, cnbc.com, and USA Today) about car loan statistics and I learned that the average car payment is now $460. The good news is that the average is down from $465. It was reported that, according to Experian, almost one fifth of all [&
He speculates, and I believe rather accurately, that coach Harbaugh is likely more to be improving his personal financial situation than trying to impress people who, generally speaking, he does not know. Simply put, he is not interested in spending money to impress people with his cl
This has been a cold winter. I am not sure how accurate they are, but the Farmers Almanac is pretty close to what they predicted. For areas above where I live, it has not only been cold but is has been snowy! I have been in the south now for […]
For many you have been waiting. For others, you have not thought about it. But for everyone who receives a W2 from your employer, meaning you have federal taxes withheld, you need to review and likely change your taxes withholding. In very late 2017, the US Congress passed major tax […]
Many of the calls I receive from prospective clients are those in an age window of 45 to 60 year old. For many of those, while they may not initially admit it we finally get around to the fact that they are on approach for retirement and they are not […]