One of the first and best ways on your quest of freedom from debt is to stop the offers from those wanting to give you some or more debt. If you are like most Americans, and you have not done anything to stop it, you can be deluged with continual offers of more debt and most of will tell you that you are “pre-qualified”.
Credit reporting agencies regularly share information of people with “acceptable” credit with companies who will make “offers” to you for more debt. This pre-screen allows them to send you offers and, as many find out, they are simply offers and no guarantee of credit.
You can opt out of these pre-screens and not have offers sent. This does not last forever and my experience has been about a five year length. Over the last few months my household has been receiving offers again and I will, today, call and remove my information. However, now you can select the option to be permanently removed from these offers. For those of you frightened to pull the “permanent” trigger, you can opt in at a later time if you find you are not getting any mail (insert smile here).
A simple phone call will do the trick. Just call 1-888-5-OPTOUT (or 888-567-8688). Now you can even go to the web to opt out by clicking here.
Give it a shot today. What do you have to lose?