Category: Encouragement

  • The Impact May Not Be That Bad

    This week I read an online article about the government’s sequestration affect on government jobs. If you recall, our elected officials, being unable to find a way to cut government spending, chose to let a sequestration method make automatic cuts. That started on April 1, 2013. I said then, and will say again, there is…

  • Nothing Changes, Until Something Changes

    Are you not amazed at how fast this year is passing us by? It seems like yesterday that you finalized those goals you set for this new year. Now, getting closer to the halfway mark, have you slowed down to assess how are you progressing? What has changed? You know, nothing changes until something changes.…

  • Vacation Time Is ALMOST Here…

    It has been a long winter for all of us and it seems as if it is finally becoming spring. In just a few weeks the children will be emptying the classroom and America will be in vacation mode. Hopefully, you are planning some time off. Whether a vacation or a “staycation”, hopefully some down…

  • Find The Fix, Not The Fault

    Too many that I meet want to find blame or the fault with what someone else has done or not done with their personal finances. With that approach, you are always looking to blame someone, some opportunity, some thing and you always stay in the blame mode. We all make mistakes. It is what we…

  • Does Anyone Notice You?

    This morning I had to run an errand to the bank down the street.  While a little nippy, it was a gorgeous day and I decided to walk the half mile instead of hopping in the vehicle. On the way back, I made the decision to come in the back door of the office building…

  • Stop the Madness, Stop the Offers

    Credit reporting agencies regularly share information of people with “acceptable” credit with companies who will make “offers” to you for more debt. This pre-screen allows them to send you offers and, as many find out, they are simply offers and no guarantee of credit.