Category: Debt

  • Watch Out For Those Fees

    Over the last year, financial institutions have been looking for additional ways to make money after the laws were put in place to “protect” the American consumer.  Congress decided that they were going to fix the problem of credit card companies taking advantage of people who had charged on their personally held and signed up…

  • I Love When Clients Leave….Like This!

    A couple of days ago, one of my client couples came to visit for the last time as part of their program.   I really wish every client left my programs just like this, but is most cases they do not.  This client came bearing a gift. They informed me, while I was opening the…

  • Are We Moving From Cash?

    I read an interesting article today from mint.com.  The author share statistics on how we as Americans have steadily moved from cash to using more plastic (credit and debt cards) for our payments.  Very interesting reading.  You can read it yourself.  I have placed the link at the end of this post. Besides the plastic…

  • Vacation Spending

    My family and I just returned from a week at the beach.  It was fun and very hot.  We spent the week with all of my wife’s family.  I can say for me, I am glad to be back and able to get some rest!! Being at the beach is fun, relaxing and interesting.  We…

  • Have We Really Come To This?

    My office is located in a building that has offices by people with other businesses.  We have a small kitchen area with a refrigerator, microwave and a sink.  It is not huge, but it gets the job done.  Several years ago, we had a snack and drink machine, but those were old and were done…

  • Back to School Days

    It is here again.  That time of year that our kids typically dread – back to school time.  I learned this week, that one school district in my state has already started back!  My children, like yours, are dreading the return of school.  Truth be known, they are dreading the more disciplined approach to the…