Category: Saving Money
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So You Know Better Than The Bank?
Once again is week, someone has reminded me of why it is dangerous to co-sign for a loan. It is frequently a parent/ child relationship, but it can often reach beyond that. For reasons that are beyond me, someone will be compelled to believe that they know better than the bank and that bank’s specific…
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Banking Fees
Are your banks fees going up? Across the board, many banks are charging more fees to their customers. This in big part is due to the laws that were enacted back in 2008-2009 to “help” the consumer. Most recently legislation had capped debit card fees pushing the banks to find other sources of revenue. Your…
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One Month Free?
As I work with clients one of the things we look at is the possible need to go to an even-billing or budget billing program on their electricity. My wife and I have used this for years and it really allows you to better budget and manage your monthly utility expenses. One drawback that I…
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Should You Be Afraid of Your Debit Card?
Should you be afraid of your debit card? What a stupid question! Its just a piece of plastic that allows you to access your checking account – right? While you should not have to fear your debit card, you may be better off doing just that. When it comes to how you spend the money…
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Ahhh Vacation…
Today is my first day back at work from vacation. We were able to spend a week at the beach and enjoy the wonderful weather. While it has been so hot here this summer, on the beach the weather definitely qualified as ” chamber of commerce” weather. Once again this year, we came home debt…
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The Misconception (repost)
I originally posted this blog in the spring of 2010. Events over the last couple of weeks have convinced me that it is still true….. Daily I meet people who want to change their financial lives. They desire to get out of the bondage of debt, quit living paycheck to paycheck or want some peace…