Category: Debt
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Where’s The Beef??
This week has reminded me of 1984 all over again. Back in that year, Walter Mondale ran against Ronald Reagan for the presidency. During one of the debates and in an effort to challenge the president on his agenda, Mondale asked President Reagan “where’s the beef?” This was a take off of the then recent…
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Most Important Day of My Financial Life
A few years ago, November 15, 2003 to be exact, my wife and I committed to getting our financial life in order. I can remember a few things about that day, but one thing I recall is our level of commitment. I recall that because I see clients who are partially committed, just like my…
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Happy Anniversary
This week my wife and I marked our third anniversary. It was three years ago this week, the 21st to be exact, that we officially became financially debt free. Since then much has occurred – including a recession. Thankfully we were in the right financial position at the time. Living in a paid off house…
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Are They After You?
In a July 13, 2010 article, the New York Times laid out an issue that is confronting many Americans today – debt collection practices. It is almost daily that I answer questions on this subject from people who are being hounded by collection companies on debts that they owe. The NYT article really dealt with…
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Do You Have A Secret Financial Life?
As a Dave Ramsey Certified Counselor, I like to occasionally listen to Dave’s radio program. I get the podcast and, if my schedule allows, I like to listen to what is happening to people all around the country. Recently, I was deeply saddened by an email that he read on his broadcast. It may…
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No 2011 Budget? Do They Really Think You Are Crazy?
Let me start by saying that, YES, they really do think that you are crazy. They think you are stupid, irresponsible and dependent on them. Ok, I answered that question from the title, but the real quesiton is what are they thinking of. Who am I talking about? Your U.S. Representative and Senators. Most…