Category: Debt

  • Stop the Madness, Stop the Offers

    Credit reporting agencies regularly share information of people with “acceptable” credit with companies who will make “offers” to you for more debt. This pre-screen allows them to send you offers and, as many find out, they are simply offers and no guarantee of credit.

  • Frightening Car Buying Statistics

    Recently I read three articles (Wall Street Journal, cnbc.com, and USA Today) about car loan statistics and I learned that the average car payment is now $460.  The good news is that the average is down from $465. It was reported that, according to Experian, almost one fifth of all car loans have a payment…

  • I’m Freezing and Your Credit Should Be Too – Protect Your Identity

    This has been a cold winter.  I am not sure how accurate they are, but the Farmers Almanac is pretty close to what they predicted.  For areas above where I live, it has not only been cold but is has been snowy! I have been in the south now for 18 years.  Maybe my blood…

  • Somebody Is Trying to Get Your Money!

    It is time.  The two final teams have won themselves to a spot in the Super Bowl!  In just days we will see who has the best team in the NFL or, really, who has the best and most expensive commercial. It is in this window, the 3-4 hours of the Super Bowl and all…

  • Your Emotional Connection

    To get ahead, to build wealth and be what you want to be – requires you to manage your emotional connection.

  • Ready Or Not – Christmas Is Here!

    Have you looked at the calendar?  This year is almost done.  Halloween is next week and then it hits – the Christmas shopping season.  We will likely begin to see those wonderful ads beginning in just the next few days.  Retailers, and I have been in Costco and Wal-mart this week, are already stocked up…