Category: Debt

  • Your Child Needs You To Make Adult Decisions

    It seems to be a crazy question, but would you let your child do things that might hurt themselves or negatively affect their life?  Most of us would never let out child play in the middle of the road.  We would never let them play with or stick things into an electrical outlet.  We would…

  • Christmas? It’s Here…Again

    Christmas Day is two  months from today.  Is that not hard to believe?  Where I live, the weather is still almost summer like.  Regardless, the gift giving season is upon us.  Are you prepared financially for the holiday season.  Ready or not, it’s here…again. For most you are not likely ready.  Nothing has been saved…

  • Discipline – The Key to Success

    Most of us want to succeed.  We want to be successful.  We want to accomplish something.  I have met very few who did not.  There is one thing that is often the missing link when we do not succeed as we could. Discipline.  Truthfully, true discipline is the key to success. It really does not…

  • Can I Borrow $20 For the Movies?

    Have you ever loaned anyone money for something?  It may have been the movies or even lunch.  What were your expectations on the return of that money or were there any?  Was it someone you knew well?  We all have “loaned” others money.  What if it was your family, specifically, your teenage grandchild?  What if…

  • The Impact May Not Be That Bad

    This week I read an online article about the government’s sequestration affect on government jobs. If you recall, our elected officials, being unable to find a way to cut government spending, chose to let a sequestration method make automatic cuts. That started on April 1, 2013. I said then, and will say again, there is…

  • Vacation Time Is ALMOST Here…

    It has been a long winter for all of us and it seems as if it is finally becoming spring. In just a few weeks the children will be emptying the classroom and America will be in vacation mode. Hopefully, you are planning some time off. Whether a vacation or a “staycation”, hopefully some down…