Category: Credit Cards
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Should You Be Afraid of Your Debit Card?
Should you be afraid of your debit card? What a stupid question! Its just a piece of plastic that allows you to access your checking account – right? While you should not have to fear your debit card, you may be better off doing just that. When it comes to how you spend the money…
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Freezing Your Credit
A friend of mine has a ministry non-profit. A few weeks ago, he asked me to manage the financial accounts for the ministry and to bring an extra level of accountability. I thought it was a great idea and decided to help out. The next week we went to the bank to add me to…
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Your Credit Report
When was the last time you looked at your credit report? Many of you are afraid of what you may find in those lingering debts from the past. I can certainly understand that position, but your credit report can show you more. Yes, your report does show you who you have and still owe. Being…
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Ahhh Vacation…
Today is my first day back at work from vacation. We were able to spend a week at the beach and enjoy the wonderful weather. While it has been so hot here this summer, on the beach the weather definitely qualified as ” chamber of commerce” weather. Once again this year, we came home debt…
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Chapter 13?
Many people I come in contact with have one question in mind – should I declare bankruptcy? They have worked themselves into a financial mess and they feel the only way out is bankruptcy. Little, if any, research is done personally on what the process, outcome , or real impact of the bankruptcy would be.…
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Are Gift Cards Part of Your Christmas Giving?
When I have people referring paying clients to me, I reward each one of them a gift card for their referral. Unless I know of a specific “desire”, I will typically give that person r family a Visa or MasterCard gift card (not to be confused with a credit card!!). For many of you this…