Category: Credit Cards

  • Is It Time To Freeze Your Credit?

    Another day, another data breach.  It seems that they are coming more frequently.  Now is the time to ask, it is time to free your credit? Freezing your credit is step that many people do not totally understand.  It is a simple and inexpensive way to prevent others from accessing your credit and doing things…

  • Can I Borrow $20 For the Movies?

    Have you ever loaned anyone money for something?  It may have been the movies or even lunch.  What were your expectations on the return of that money or were there any?  Was it someone you knew well?  We all have “loaned” others money.  What if it was your family, specifically, your teenage grandchild?  What if…

  • Ready Or Not – Christmas Is Here!

    Have you looked at the calendar?  This year is almost done.  Halloween is next week and then it hits – the Christmas shopping season.  We will likely begin to see those wonderful ads beginning in just the next few days.  Retailers, and I have been in Costco and Wal-mart this week, are already stocked up…

  • Cleaning Up Your Credit Report

    One thing I encourage people to do regularly is review their credit report. Over the last few weeks I have asked several people if they have recently reviewed their report and I received the following reply back from everyone one of them- “yes, my score is…”. I proceeded to go on to tell them that…

  • Skimming!

    We are all confronted with issues in this modern tech age we live in.  While some would not call a debit card a “tech” tool, there are many using technology to get what they want from that card and, more directly, from your account.  This little email blurb was sent to me from a friend…

  • Living A Lie – Are You?

    I happened to catch a few minutes of Rush Limbaugh’s program. A caller with a great memory was asking Rush if he had ever purchased the Lincoln Continental car he wanted many years ago. Rush shared that he had not and that “things had changed”.