There Is Still Time to Save For Christmas

June 25, 2015

Today marks six months to the day. It is hot outside and I mean hot! The last thing you are thinking about is Christmas. Believe it or not, like it or not – Christmas is just six months away from today! It is always easier on the wallet to save I’ve a full year, but it is not too late. There is still time to save for Christmas.
Not only can you still save money to spend, you can also save money on gifts that will go on sale. Now is the time to start.

Decide what your Christmas spending total amount will be
Divide that number by six
Begin saving that amount each month
Spends the total amount you are planning on paper NOW! Write down the name of everyone who will get a gift from you and the amount you will spend on them. Spend it all, but again – on paper.
As your gift money begins to build each month – start looking for bargains and buy with the money you have saved. Remember to stick tot me amount for each person. Do not go over.
Write down what you buy for each person and where you have stored it.
Plan on a stress-free holiday!

Experiencing a debt free Christmas is possible even when you start mid-year. For every month you wait, it gets harder. Start today!

What has been your experience? Have you planned or been pinched with all the stress and bills? What can you you suggest to others? Reply below.

About the Author

After many years of coaching others in the workplace, Parkey Thompson decided to follow his passions and focus on providing personal financial coaching, strategic planning and direction setting to individuals, families, religious organizations and small businesses by starting Financial Focus. Throughout his personal and professional life, Parkey has experienced first-hand and overcome many of the challenges he now helps others navigate on a daily basis. For over twenty years, Parkey held various leadership positions across multiple companies, including companies such as General Electric and IBM. In 2005, he thoughtfully decided to use his leadership skills to help others significantly improve their own personal finance, career, life, and business financial situations. Parkey is a certified financial coach, compassionately helping his clients navigate through challenging financial and life decisions on a daily basis . He is a Sunday School teacher, volunteer and has served on several boards / committees. He enjoys passionately motivating and helping families, individuals, businesses, and churches envision and achieve their dreams. In addition to Financial Focus, Parkey is a contributing financial writer to local magazines and newsletters, a former frequent guest on “Mornings” with Lorri Allen and Larry Estepa on the FamilyNet TV and radio network, and a radio contributor to Family Life Radio's Intentional Living program. More than anything, Parkey and his family live what he teaches others. Parkey and his family are debt free and live without credit cards and on a plan! Parkey and his wife, Lisa, live in Cumming, Georgia and are newly empty nesters. They three have three children – Kayla (and husband Micah), Morgan (and husband Ryan) and Micah.