{"id":959,"date":"2012-06-27T11:12:56","date_gmt":"2012-06-27T15:12:56","guid":{"rendered":"http:\/\/www.myfinancialfocus.net\/mainsite\/?p=959"},"modified":"2025-08-24T06:38:56","modified_gmt":"2025-08-24T10:38:56","slug":"they-are-bustin-it-really","status":"publish","type":"post","link":"https:\/\/www.myfinancialfocus.net\/mainsite\/index.php\/they-are-bustin-it-really\/","title":{"rendered":"They Are Bustin It&#8230;. Really"},"content":{"rendered":"<p>First, unless you are this couple you have no idea who they are. \u00a0I know, being broke and living without a plan will sound like someone you know or, worse, you! \u00a0Regardless of the similarities, it is not who you think it is. \u00a0However, if you have been in my office in the last 24 months, you will recognize the gift they left me on the last day of working the program. \u00a0This jar sits on my desk and holds fifteen shredded credit cards! \u00a0Many think that the jar is full of cards from many people &#8211; they are from one couple.<a href=\"https:\/\/www.myfinancialfocus.net\/mainsite\/wp-content\/uploads\/2012\/03\/IMG_0679.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-963\" title=\"IMG_0679\" src=\"https:\/\/www.myfinancialfocus.net\/mainsite\/wp-content\/uploads\/2012\/03\/IMG_0679-225x300.jpg\" alt=\"\" width=\"225\" height=\"300\" srcset=\"https:\/\/www.myfinancialfocus.net\/mainsite\/wp-content\/uploads\/2012\/03\/IMG_0679-225x300.jpg 225w, https:\/\/www.myfinancialfocus.net\/mainsite\/wp-content\/uploads\/2012\/03\/IMG_0679-768x1024.jpg 768w, https:\/\/www.myfinancialfocus.net\/mainsite\/wp-content\/uploads\/2012\/03\/IMG_0679.jpg 1200w\" sizes=\"auto, (max-width: 225px) 100vw, 225px\" \/><\/a><\/p>\n<p>When they first came to me they were, like many I meet, BROKE! \u00a0Owing several tens of thousands in unsecured debts, they were skeptical if there was any way out for them. \u00a0However, they made the decision to move forward. \u00a0Like all of us, once that decision was made, life began to happen. \u00a0As Dave Ramsey puts it, &#8220;Murphy decided to move in.&#8221;<\/p>\n<p>Halfway through the program, they lost focus. \u00a0 Really, they never had focus in those first three months. \u00a0One Saturday morning in early April of 2010, they were done. \u00a0I told them they were wasting their time, my time, and their money they paid may. \u00a0Why? Simply, they were not committed. \u00a0That challenge, coupled with the decision timeline I gave them, pushed them to commitment.<\/p>\n<p>Since that April day in 2010, they have been committed and &#8220;bustin&#8221; it. \u00a0They decided to make it work, take responsibility for their past financial indiscretions, and work a plan to recover. \u00a0It has been working for them (and others too).<\/p>\n<p>I would be less than honest if I painted a rosy picture. \u00a0Things have been tough. \u00a0Things have happened in their family that have hit them financially. \u00a0Those &#8220;things&#8221; did not stop and neither have they. \u00a0They are &#8220;bustin&#8221; it.<\/p>\n<p>They stopped by a few weeks ago and the balance now on that original &#8220;several tens of thousands in unsecured debts&#8221; is now down to under $7,500. \u00a0WOW!! \u00a0The end is in site for them. \u00a0The end of a debt balance, the end of debt shackles, the end of anxiety on how to pay. \u00a0When they pay it all off, they will begin to build wealth and they will do it aggressivley!<\/p>\n<p>Where are you? \u00a0Are you &#8220;bustin&#8221; it?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>First, unless you are this couple you have no idea who they are. \u00a0I know, being broke and living without a plan will sound like someone you know or, worse, you! \u00a0Regardless of the similarities, it is not who you think it is. \u00a0However, if you have been in my office in the last 24 [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,21,4,22],"tags":[],"class_list":["post-959","post","type-post","status-publish","format-standard","hentry","category-coaching","category-credit-cards","category-debt","category-encouragement"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>They Are Bustin It.... 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