{"id":403,"date":"2010-10-27T10:43:53","date_gmt":"2010-10-27T14:43:53","guid":{"rendered":"http:\/\/www.myfinancialfocus.net\/mainsite\/?p=403"},"modified":"2025-08-24T06:39:10","modified_gmt":"2025-08-24T10:39:10","slug":"the-best-offer-is","status":"publish","type":"post","link":"https:\/\/www.myfinancialfocus.net\/mainsite\/index.php\/the-best-offer-is\/","title":{"rendered":"The Best Offer Is&#8230;."},"content":{"rendered":"<p>I subscribe, or have subscribed, to several financial magazines. \u00a0Early on in my life, I thought these periodicals were made for me to better manage my money. \u00a0Over the past few years, I have learned that these periodicals are, for the most part, marketing and sales documents. \u00a0I still get them, and the associated emails that come with them, but I just read them with a grain of salt.<\/p>\n<p>This past week, I received and email from one of the magazines I used to subscribe to. \u00a0The title scared me (just in time for Halloween) and raises my level of concern when we as a nation are trying to get back to sound financial management. \u00a0The title was this &#8211; &#8220;The Best Credit Cards for Retirees&#8221;. \u00a0The article pointed out that seniors are swiping cards more often.<\/p>\n<p>The article went on, without really saying it, that you should strongly consider whether you need credit card debt. \u00a0While they listed those best cards, they also has tidbits of discouraging statements to, hopefully, make seniors reconsider their need.<\/p>\n<p>One thing that was missing is what all of us have missed &#8211; using plastic allows us, psychologically, to spend more than we typically would. \u00a0You know, these are seniors that this article is addressed to, I am sure they already knew that.<\/p>\n<p>Or did they?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I subscribe, or have subscribed, to several financial magazines. \u00a0Early on in my life, I thought these periodicals were made for me to better manage my money. \u00a0Over the past few years, I have learned that these periodicals are, for the most part, marketing and sales documents. \u00a0I still get them, and the associated emails [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-403","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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