Month: September 2011
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Are Your Deposits Insured?
It was about three years ago right now when people were starting to get excited about what was happening in the banking world. I remember being on TV and callers would call and ask if their money was going to be safe in their bank. The thought always occurred to me when I was asked…
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Christmas – The 90-Day Countdown
Yesterday marks the 90-day warning on Christmas gift giving. That’s right, we are under 90-days until Christmas. But before you ask yourself where this year has gone to, ask yourself if you are ready. I am not one of those who get hyped up about all the commercialness of the holiday and, quite frankly, I…
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So You Know Better Than The Bank?
Once again is week, someone has reminded me of why it is dangerous to co-sign for a loan. It is frequently a parent/ child relationship, but it can often reach beyond that. For reasons that are beyond me, someone will be compelled to believe that they know better than the bank and that bank’s specific…
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Thankful
Last night was a special service at our church. I really wish everyone could have heard the message that was shared. The World’s Smallest Evangelist spoke on being thankful. This man, I am guessing, is all of three feet tall. You would think that based solely on his size and resulting circumstances that he could…
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Banking Fees
Are your banks fees going up? Across the board, many banks are charging more fees to their customers. This in big part is due to the laws that were enacted back in 2008-2009 to “help” the consumer. Most recently legislation had capped debit card fees pushing the banks to find other sources of revenue. Your…
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One Month Free?
As I work with clients one of the things we look at is the possible need to go to an even-billing or budget billing program on their electricity. My wife and I have used this for years and it really allows you to better budget and manage your monthly utility expenses. One drawback that I…