Month: February 2011
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Your 2010 IRA
Last year on all but a memory now, but one of things you can do is to still contribute to your Traditional IRA, Roth IRA, or SEP. You have until April 15 to contribute the remainder of your annual contribution amount. For your both your traditional or Roth IRA you can contribute $5000 and, if…
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What Does An Emergency Fund Buy You?
This year has started with a bang. Several of the folks I have spoken with over the last couple of weeks have shared this statement with me, ” we are so glad we had an emergency fund…” You see, the unexpected happened to them, but instead of them standing there wondering what they will do…
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Not Just Surviving, Lets Thrive!
Many of you have decided that this is the year you are going to break away. You have survived over the last couple of years when everyone was telling you that we were all on the verge of financial collapse. This year you have decided to make a difference. Can I suggest that you need…
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You Might As Well Just Quit
Since the first of this new year I have met several people who have just quit. They have quit different things, but one things stands out in each one – a defeated spirit. The most pitiful one was a man who had given up on the job hunt. According to him, no one wanted him.…
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5 Things You Are Missing Out On
l meet many people who just do not know if they can really change their current direction and head in a more positive direction with their finances. In many of those cases, these people are comfortable living in the same state they are in. They fail to realize that, with the right change(s), they can…
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Good Debt vs. Bad Debt
Is there really a difference? Debt is debt! Most people do not see it like that and refer to non-mortgage debt as bad debt. They believe that having a mortgage is good debt and it is ok to have that kind of debt load. Some will even lump in vehicle debt as being OK too.…